Central Capital Loans – Get fast, accurate online secured loan decisions. Will not affect your credit rating.

StartYour DetailsYour IncomeJoint DetailsYour PropertyYour MortgageSummary

Before you begin...

Please make sure you fit the following criteria before completing the application form:

You own and live in your own home and pay a mortgage
Your property is not semi-commercial or jointly owned with a Housing Association
Your property is located in England, Wales or Scotland;

If all the above apply to you then please click the Continue button.

Otherwise, please click here(you will be taken to our partners website)

Loan Details

What is your email address?

How much would you like to borrow?: £

Over how long?

If you would like to repay existing debt, select 'Consolidation'. What would you like this money for?

Your Details (Main Wage Earner)

Title

Forename

Middle name(s)

Surname

Only required if name changed e.g. by marriage/divorce Previous Surname

Date of Birth

Please enter co-habiting if you live with a partner and are un-married. Remember if you are married or co-habiting we will require the application to be in joint names. Marital Status

Some of our lenders require a valid land line number. Home Telephone

Mobile Telephone

What is your postcode?: House name/number

Street name?

Town?

County?

This only needs to be approximate. How long have you lived here?: years months

Your Income

If you are not currently in employment please type 'N/A'Job Title

If you own 25% of shares or more, please select 'Self Employed' (for lender requirements only). Please note that evidence of all income will be required. Employment Status

This only needs to be approximate. Time in Employment: years months

Please include all regular bonuses and overtime, as well as any benefits or tax credits you receive. Gross Annual Income: £

Name of your employer?

Joint Applicant Details (required for married and co-habiting applications)

Title

Forename

Middle name(s)

Surname

Only required if name changed e.g. by marriage/divorce Previous Surname

Date of Birth

Mobile Telephone

Joint Applicant Income

Job Title

Our lenders will class you as self-employed if you own your own business or own more than 25% shares in the business you are employed by. Employment Status

This only needs to be approximate. Time in Employment: years months

Please include all regular bonuses and overtime, as well as any benefits or tax credits you receive.Gross Annual Income: £

Name of your employer?

Your Property

Property Type

Property Style

How many bedrooms?

Please enter a realistic amount bearing in mind the current housing market. Current Property Value

If you bought privately but the property was originally bought from the council select 'previous'. Ex-council?

Your Mortgage

Mortgage Company

Please enter an approximate date - it doesn't need to be exact Mortgage Start Date

If you are unsure, just enter the best estimate as we may be able to get an accurate balance from your credit file. Please include any further advances you have borrowed. Amount Outstanding: £

If you are unsure, just enter the best estimate as we may be able to get an accurate payment from your credit file. Please include any further advances you have borrowed. Monthly Payment: £

Please enter the amount in £. If no arrears, enter 0. Current Mortgage Arrears in £ (Enter 0 if none): £

Please enter the amount in £. If no arrears, enter 0. Maximum mortgage arrears in the last 12 months in £ (Enter 0 if none): £

Thank you for entering your information.

Can you please confirm the key information below is correct before we check to see what loans are available for you? The more accurate your information, the more accurate your loan offers will be.

You have told us that:

Your total income is £
Your property is currently valued at approximately £
Your mortgage currently has an approximate outstanding balance of £
Your current mortgage payment is £ per month.

If these details are incorrect, please return to the data entry screens using the tabs above. If they are correct, please read our Terms and Conditions by Clicking Here and confirm you have read them by ticking here

We may wish to contact you from time to time with information about our products and services. If you do not wish us to do this, please tick the box

Press to submit your details to us.

FAQ | Customer Charter | Legal and Privacy

Typical 13.7% APR variable. This means that two out of three customers receive this rate or lower. On some plans a fee of up to 9% of the loan amount will be payable on completion. This will be added to your amount of credit.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.